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Stability Through Your Uncertainty

Lifestyle Loans

Your unique lifestyle says a lot about who you are. Your unparalleled tastes, distinct preferences. Maybe you would like to take a well-deserved luxury holiday, add a pool to your backyard, or get that shiny, new dream car. 

Life-changing moments deserve to be built and begun on a bedrock foundation of finance. This is why at Majestic Credit we understand the importance of the milestones you attain in life. With our carefully tailored lifestyle facilities for Weddings, Renovations, and Vehicles, you can now be assured that the important moments in life can now be fulfilled without any hesitance.

Are there any different criteria for Lifestyle Loans?

Lifestyle loans vary in nature as opposed to typical loans. Therefore, additional documentation to support your cause such as the certificate of marriage or vehicular invoices or proof of residential purchase may be required to expedite your respective applications. Applying with your spouse will also require you to submit a combined proof of income to maximize your borrowing limitations.

To request a loan, please submit your details here and rest assured that your online application would get processed as soon as possible. 

Borrow up to 4X of your salary

Short-term/pay day repayment dates

Fixed and low interest rates

Flexible loan structures

High approval rate

Swift and efficient

What is the loan Process?


Fill up loan application


Verify borrower's employment


Review borrower's credit report


Submit any additional documents if needed


Allow underwriter to approve or deny loan request

Sample Representation on how the Repayment are Calculated

For Salary Employees

Citizenship: Singaporean & Permanent Residents Age: 21 – 65 Employment Status: Full-time or Self-employed Documents needed: NRIC/FIN/Passport Official company payslip – 1 Month minimum Official CPF Statement containing a record of contribution – 3 months minimum Latest Income Tax assessment record

For Commission-based Employees

Citizenship: Singaporean & Permanent Residents Age: 21 – 65 Employment Status: Full-time or Self-employed Minimum requirements: Your current line of work should be a sales role, such as Business Development, Client Services or related Agents involved in insurance and real estate are welcome to apply You are part of a legitimate company Your commission reflects the company’s sustainable marketing model For Self employed Required Documents: ACRA Documents Minimum 2 months of company bank statements Corporate and income Tax assessment

For Self-Employed Individuals

You are eligible if you are a business owner who may or may not be part of the following: A sole proprietorship, or Limited Liability Partnership (LLP) A private limited company A corporation


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Achieve your Aspirations Today


Call us now @ +65 6777 2772 to speak directly to an experienced credit consultant.





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